Morvik Register · no. 001
Artificial intelligence compares each case with millions of Italian rulings, a lawyer validates the merits, and even a €50,000 claim can be assessed by those able to fund it.
The problem
— ComproCausa
more than 900,000 people1
people in Italy gave up enforcing a right in the three years preceding the survey. For one in five (21.5%), the expected costs outweighed the expected benefits.
28 per cent2
of people involved in a civil case are aware of its costs when proceedings begin.
A case may last for years; knowing its value should not.
The claimant’s journey, as described by ComproCausa.
The claimant completes an online questionnaire and attaches the documents available.
a few minutes
A free report is prepared, covering an analysis of the case and an estimate of its value and timing.
about 72 working hours · indicative timeframe
If the case is eligible, it is referred to third-party litigation funds. Any offers are assessed by the claimant, who is free to decline them.
the claimant decides
If the claimant accepts an offer, the contract is concluded directly with the fund, which either covers the legal costs or acquires the claim in dispute and pays its price before judgment, on the terms of the contract.
a contract between the claimant and the fund
Steps and timing as stated by ComproCausa on comprocausa.com.
zero euros
payable by the claimant: ComproCausa’s service is free of charge, both before and after the report is issued.
ComproCausa is remunerated by the funds interested in investing in claims, and never by the claimant.
Claims worth €50,000 or more, mostly below about €500,000.
Three levels of review
level 1 · machine
It compares the case with millions of Italian rulings and produces the pre-evaluation.
level 2 · team
Before the report is sent, the team verifies that it is complete and formally correct.
level 3 · lawyer
The appointed lawyer then validates the merits of the evaluation.
Illustrative example
A fictitious case, examined through the stages of the automated analysis, up to the point at which review passes to people.
fictitious data · no real person
In 2019a a saver invests €140,000b in subordinated bondsc, which his bank presents to him as a low-risk product. In the suitability questionnaire his profile is recorded as “cautious”d. In 2023e the bonds are restructured and the saver loses half of the capital investedf. He therefore claims damages from the bankg.
Illustrative example
The machine’s log
reading
comparison
Italian rulings on similar cases
area · financial intermediation · suitability
scoring
illustrative scale
review
report
sent · about 72 working hours, indicative timeframe
eligible: referred to third-party funds
Illustrative example. People, amounts and facts are fictitious; this is not an evaluation and does not anticipate the outcome of any case.
For companies, ComproCausa offers legal risk scoring consistent with OIC 31 and IAS 37, translating disputes into risk estimates for the financial statements.
The online service is supported by a dedicated portal, on which funds review claims, and by offices near the courts, planned for those who prefer a meeting in person.
the investor portal
The platform on which funds review eligible claims, in anonymised form.
offices near the courts
Offices where the questionnaire can be completed with the assistance of a member of staff. The first is planned to open in Milan by 2027.
technical partner
The group’s second company, developed on the same data platform.
Pre-evaluations are requested directly on comprocausa.com. Morvik Group does not collect data on individual cases.
